PAYMENT GATEWAYS

We understand what businesses need from their payment gateway

High Risk Merchant Accounts and Payment Gateway Solutions

High-risk credit and debit card processing works in a similar way to face-to-face payments. If you require a high-risk merchant account gateway some of the same restrictions you come up against with high street bank and mainstream merchant providers will apply. However some offer high risk merchant accounts ensuring safety and security for both you as a company and your customers.


Often high risk merchant providers view applications on a case-by-case basis, so it’s important you present your application effectively. At Zest Payments we work with businesses to develop these applications to secure best high risk merchant account possible based on the needs of your business.

Why Zest Payments?

Zest Payments understands what businesses need from their payment gateway and have solutions addressing those specific needs. Start accepting online payments today.

Features

Zest high risk payment gateway is a PCI DSS Level I white label platform with robust capabilities to help you connect in the digital payments world.

 

The are many payment gateway providers out there for you to choose from, but none with the capabilities that the Zest Global Pay Payment Gateway can provide. Learn more below.

Virtual Terminal

Easily accept phone-orders and ACH payments through a Virtual Terminal. Customize what fields are required for your users, input detailed line-item information for each order, and capture all required credit card information.

Inventory Manager

Zest’s high risk payment gateway allows you to quickly create products with associated prices, discounts, tax rates, and product categories. Then, when running a sale or creating an invoice, all of your products will appear as drop-down options for easy order creation.

Automatic Recurring Billing

“Set it and Forget it.” With Zest Payments, you can create recurring payment schedules like “charge $50 on the first day of the month.” Easily select a payment schedule for one of your customers, and rest assured that you’ll get paid – no further action required.

Credit Card Payments

Quick-Click Button Generator

Linking your website to your high risk payment gateway has never been easier thanks to the QuickClick shopping cart solution. It enables you to quickly and easily integrate your website to the payment gateway by following a few basic steps, and a unique payment URL is generated for permanent use on your site.

Multi-MID support

Does your organization have multiple business lines, for which you need to have more than one merchant account? With Zest high risk payment gateway, you can manage Multiple MIDs on a single gateway account to can consolidate reporting, manage branches, organize products, etc

Customer Vault

Securely store your customer’s sensitive credit card data, directly on Zest’s servers, with true payment tokenization. Once you have your customer’s data, you can easily create recurring payments, send an invoice, or report upon that customer’s previous payments – without sacrificing data security.

 

Export to QuickBooks

All Zest high risk payment gateway accounts include the ability to quickly and easily download your transactions into a Quickbooks-readable file (or .iif file). Zest Payments has a handy export-tool that readies your data. Simply input the date range of the transactions you want to export, click a button, and your .iif file is generated instantly for import to QuickBooks.

QuickBooks SyncPay

After downloading a small program to your computer, SyncPay will link with your desktop QuickBooks software (sorry, no QuickBooks Cloud support!) so that you can process payments from directly within QuickBooks, which will funnel to Zest Payments.

ACH Processing

Zest payments makes it easy to accept ACH payments through the same portal as your credit card acceptance. You can even send invoice requests to your customers which will allow them to pay via credit card or ACH. With ACH acceptance, you can take payments from your customers with lower fees than a typical credit card transaction.

Verified-by-Visa / MC SecureCode

Payer Authentication is fully supported by Zest high risk payment gateway. Easily get access to both Visa and MasterCard’s programs that allow you to add an additional layer of security to your sales. Learn more about Verified by Visa and MasterCard SecureCode.

Level 3 Processing

Level 3 processing is easy with Zest high risk payment gateway. Get access to deeply-discounted interchange rates to keep your payment processing costs as low as possible. Level 2 processing is built-in, with no additional monthly fees.

Detailed, Custom Reporting

Zest Payments makes it easy to report back on your transactions. Easily create excel reports with all transactional data within seconds. You’re able to filter on practically any value – date range, transaction type, amount, or even based on custom pre-defined fields that you’ve created.